Last Updated: 06 March 2026

These Terms of Service (the “Agreement” or the “Offer”) are issued by SOFIA KRALOW L.L.C – FZ, a limited liability company duly incorporated and existing under the laws of the United Arab Emirates and registered in the Meydan Free Zone, Dubai, United Arab Emirates, having its registered office at Meydan Grandstand, 6th Floor, Meydan Road, Nad Al Sheba, Dubai, United Arab Emirates (the “Company”, “we”, “us”, or “our”). 

This Agreement governs access to and use of the Company’s digital services, including lifestyle coaching sessions, personal development programs, private consultations, live sessions, digital informational content, access to online communities, and any related services or features made available by the Company (collectively, the “Services”).

This Agreement applies to any individual who registers for, purchases, accesses, participates in, or otherwise uses the Services or any associated features provided by the Company (the “Client”, “Participant”, “User”, “you”, or “your”).

By accepting this Offer — including, without limitation, by registering on a platform, making a payment, selecting an acceptance checkbox, accessing any materials or digital content, participating in live sessions, or otherwise using any portion of the Services — you acknowledge and agree that you have read, understood, and agree to be legally bound by the terms of this Agreement, which constitutes a legally binding electronic contract between you and the Company.

By accepting this Agreement, you further represent and warrant that: you are at least eighteen (18) years of age; you possess full legal capacity under the laws of your jurisdiction to enter into binding agreements; you are not prohibited or otherwise restricted under applicable law from accessing or using lifestyle coaching, personal development, consulting, or similar informational services. 

If you do not agree with any provision of this Agreement, you must immediately refrain from registering for, purchasing, accessing, or using the Services.

1. DEFINITIONS AND INTERPRETATION
For the purposes of this Agreement, the following terms shall have the meanings set forth below:
“Agreement” means these Terms of Service, together with any policies, schedules, program descriptions, or other documents incorporated herein by reference.
“Company” means SOFIA KRALOW L.L.C – FZ, including its managers, contractors, coaches, mentors, employees, and authorized representatives.
“Client”, “User”, or “Participant” means any individual who registers for, purchases, accesses, or participates in the Services provided by the Company.
“Services” means lifestyle coaching services, personal development guidance, digital sessions, consultations, informational materials, online community access, live sessions, events, and any other related services made available by the Company.
“Program” means any structured coaching experience, mentorship format, live event, consultation format, digital experience, or other service offered by the Company as part of the Services.
“Program Schedule” means any specific description of a Program, including applicable participation formats, features, scope of services, pricing, duration, or other specific conditions applicable to that Program, as published on the Company’s website, platform, or other official materials.
“Platform” means any digital platform or communication channel used by the Company to provide the Services, including but not limited to online learning environments, messaging applications, video conferencing tools, private community platforms, or other digital systems.
“Live Sessions” means real-time sessions conducted online or in person as part of the Services, including coaching calls, group sessions, consultations, workshops, or similar interactions.
“Community” means any private online group, messaging channel, forum, or other communication environment created or managed by the Company for participants of the Services.
“VIP Services” means enhanced or additional services that may be offered within certain Program participation formats, which may include private sessions, additional access to mentors, exclusive community participation, or live events.
“Program Materials” means informational content made available as part of the Services, including video recordings, audio materials, written content, exercises, practices, presentations, templates, and other digital resources.

2. NATURE OF SERVICES

2.1 The Company provides lifestyle coaching services, personal development guidance, and informational digital experiences designed to support personal awareness, self-reflection, mindset development, and individual decision-making.
2.2 The Services may include, without limitation: coaching sessions conducted online or in person; group sessions, workshops, and live interactive sessions; access to digital informational materials; access to online communities or discussion environments; mentorship interactions or general guidance provided by the Company or its representatives.
2.3 The Services are provided for informational, personal development, and self-improvement purposes only. The Company does not provide medical, psychological, psychiatric, therapeutic, legal, financial, or other licensed professional services.
2.4 The Services are not intended to diagnose, treat, cure, or prevent any medical, psychological, or mental health condition. Participation in the Services does not establish any therapist-client, doctor-patient, or similar professional relationship.
2.5 The Services may include discussions related to personal identity, interpersonal relationships, personal boundaries, emotional awareness, self-perception, personal confidence, lifestyle choices, and other personal development topics. Such discussions are intended solely for informational and personal development purposes.
2.6 Participation in the Services is voluntary. The Client remains solely responsible for their personal decisions, actions, and outcomes resulting from participation in the Services.
2.7 The Company makes no representations or warranties regarding any specific personal, financial, relational, or other outcomes that may result from participation in the Services. Individual results may vary significantly depending on personal circumstances, effort, and external factors.
2.8 The Client acknowledges that the Services are designed as coaching and personal development experiences and should not be relied upon as a substitute for professional medical, psychological, legal, financial, or therapeutic advice.
2.9 If the Client is experiencing psychological distress, emotional crisis, medical concerns, or other serious personal difficulties, the Client is strongly encouraged to seek assistance from qualified licensed professionals.
2.10 The Services are intended exclusively for individuals who are at least eighteen (18) years of age. The Programs may include discussions related to personal identity, relationships, emotional awareness, self-expression, and other personal development topics intended for adult audiences. By accessing or participating in the Services, the Client confirms that they are at least eighteen (18) years old and legally permitted to access such content under the laws of their jurisdiction. The Company does not knowingly provide Services to minors. If the Company becomes aware that a person under the age of eighteen (18) has accessed or purchased the Services, the Company reserves the right to terminate such access immediately.

3. SERVICES DELIVERY AND ACCESS

3.1 The Services are primarily delivered in digital format through online platforms, communication tools, and other digital environments designated by the Company. Access to the Services may be provided through one or more platforms selected by the Company, including, without limitation, online learning platforms (such as GetCourse or similar systems), messaging platforms and private communication channels (such as Telegram groups or channels), video conferencing tools used for live sessions (such as Zoom or similar services), and other digital systems used to organize, deliver, or support the Services.
3.2 The Company reserves the right to determine, at its reasonable discretion, the platforms, tools, and digital environments used to provide the Services. The Company may change, replace, update, or discontinue any platform used to deliver the Services at any time, provided that such changes do not materially reduce the overall scope of the Services.
3.3 Access to specific Programs and related features may be granted after successful registration and, where applicable, completion of the required payment. The scope of access, duration of access, and available features may vary depending on the specific Program or participation format described in the applicable Program Schedule.
3.4 Certain Programs may include staged or progressive access to Program Materials. This means that modules, sessions, or other content may become available gradually according to the structure, timeline, or schedule established by the Company. The Company reserves the right to determine the sequence, timing, and format of access to such materials.
3.5 The Services may include live sessions, group interactions, community participation, or other interactive elements. Such interactions may occur through designated communication channels, including messaging groups, community platforms, or video conferencing sessions. Participation in such communication environments is voluntary and remains subject to the participation standards set forth in this Agreement.
3.6 Access to the Services is granted solely to the registered Client and is strictly personal and non-transferable. The Client shall not share login credentials, distribute access to the Services, allow third parties to access the Services through their account, or otherwise make the Services available to any unauthorized person without the prior written consent of the Company.
3.7 Any unauthorized sharing, resale, distribution, or transfer of access to the Services may result in immediate suspension or termination of access at the Company’s discretion, without prejudice to any other rights or remedies available to the Company under this Agreement or applicable law.
3.8 The Company reserves the right to modify, update, reorganize, or improve the structure, content, format, or delivery method of the Services at any time. Such modifications may include updates to Program Materials, adjustments to the sequence of modules or sessions, replacement of specific content, or changes in communication formats or platforms.
3.9 While the Company makes reasonable efforts to ensure stable access to the Services, the Company does not guarantee uninterrupted availability of the platforms, communication tools, or digital environments used to provide the Services. Temporary interruptions may occur due to maintenance, technical updates, network issues, third-party service failures, or circumstances beyond the Company’s reasonable control.
3.10 For the purposes of this Agreement, the Company’s obligation to provide the Services shall be deemed fulfilled once access to the relevant Program or Service has been made available to the Client through the designated platform or communication channel. The Client’s decision not to access, participate in, or fully utilize the Services shall not affect the Company’s fulfillment of its obligations under this Agreement.

4. DATA COLLECTION AND PRIVACY

4.1 Collection of Personal Data. In connection with the provision of the Services, the Company may collect and process certain personal information provided by Clients during registration, payment, or participation in the Programs. Such information may include, without limitation: name or username; email address; phone number; social media identifiers (including Instagram); geographic location information; IP address or device-related technical data.
4.2 Purpose of Data Processing. Personal data may be used for purposes including: processing payments and managing transactions; providing access to the Services and Program platforms; communicating with Clients regarding Program participation; sending service-related notifications and updates; internal analytics and operational management.
4.3 Third-Party Service Providers. Certain data may be processed by third-party service providers used for payment processing, platform hosting, analytics, or communication systems where necessary for the operation of the Services.
4.4 Data Deletion Requests. Clients may request deletion of their personal data by contacting the Company through the official contact email provided in this Agreement.
4.5 Cookies and Tracking Technologies. The Company’s website and digital platforms may use cookies or similar technologies to improve user experience, analyze platform performance, and support the operation of the Services. Cookies may be used for purposes including: authentication and user session management; analytics and platform usage statistics; functionality of the website or learning platforms; security and fraud prevention. Users may manage or disable cookies through their browser settings. However, certain features of the Services may not function properly if cookies are disabled.

5. PAYMENT TERMS

5.1 Payment Obligation. Access to the Services is provided on a paid basis unless expressly stated otherwise by the Company. The Client agrees to pay all applicable fees associated with the selected Program or participation format in accordance with the pricing and payment conditions specified at the time of purchase or in the applicable Program Schedule. All payments shall be made in the currency and by the payment method offered at the time of the transaction.
5.2 Payment Methods. The Company may accept payments through various payment systems, financial institutions, and digital payment providers. Available payment methods may include, without limitation: credit or debit card payments; digital wallet payments (including but not limited to Apple Pay); payments through payment platforms or account balances (including but not limited to Whop balance); installment payment providers or “buy now, pay later” services (including but not limited to Splitit, Klarna, Afterpay, Sezzle, Zip, or similar providers); bank transfers where available; payments through digital payment applications (including but not limited to Cash App); cryptocurrency payments where supported. The Company reserves the right to modify, add, or remove available payment methods at any time.
5.3 Full Payment. Where the Client chooses full payment, the total price of the selected Program must be paid in full at the time of purchase unless otherwise indicated. Following successful payment confirmation, the Client will be granted access to the relevant Program in accordance with the structure and schedule established by the Company. Certain Program Materials may be released gradually according to the Program timeline.
5.4 Installment Payments. The Company may offer installment payment options either directly or through third-party payment providers. Installment plans may include: internal installment arrangements provided directly by the Company; or installment plans provided by third-party financial service providers. Where installment payments are selected, access to certain Program Materials may be limited until the corresponding installment payments are completed. The Company reserves the right to determine the scope of access provided at each stage of payment.
5.5 Deposits and Partial Payments. In certain cases, the Company may allow the Client to reserve participation in a Program through a deposit or partial payment. Unless explicitly stated otherwise by the Company, payment of a deposit alone does not grant access to the Services or Program Materials. Access to the Program may only be granted once the required payment conditions for access have been satisfied.
5.6 Third-Party Payment Providers. Certain payment methods may be processed by independent third-party payment providers. When using such providers, the Client may be required to accept the terms and conditions of the respective payment service provider. The Company is not responsible for the policies, decisions, fees, or services of any third-party payment provider.
5.7 Cryptocurrency Payments. Where cryptocurrency payments are accepted, such payments are processed through designated cryptocurrency payment systems. Cryptocurrency transactions are generally irreversible due to the nature of blockchain technology. The Company shall not be responsible for errors in wallet addresses, incorrect transfers, or other issues arising from the Client’s handling of cryptocurrency transactions.
5.8 Payment Confirmation and Acceptance of the Agreement. Completion of payment constitutes confirmation that the Client: has read and understood this Agreement; accepts the terms of this Agreement; and agrees to be legally bound by its provisions. Payment shall be deemed acceptance of this Offer and formation of a legally binding agreement between the Client and the Company.
5.9 Payment Disputes and Chargebacks. The Client agrees not to initiate unjustified payment disputes, chargebacks, or payment reversals through financial institutions or payment providers. If a chargeback or payment dispute is initiated in bad faith, the Company reserves the right to suspend access to the Services and take appropriate legal action to recover outstanding amounts.
5.10 Taxes and Fees. Unless otherwise stated, all prices are exclusive of any applicable taxes, duties, or financial service fees that may be imposed by banks, payment providers, or governmental authorities.The Client is solely responsible for any such additional charges.

6. REFUND POLICY

6.1 General Policy. Unless otherwise expressly provided in this Agreement, payments made for access to the Services are generally non-refundable. However, in accordance with applicable consumer protection laws, including where applicable Directive 2011/83/EU on consumer rights, the Company provides a limited refund window subject to the conditions set forth in this Section.
6.2 Fourteen (14) Day Refund Period. The Client may request a refund within fourteen (14) calendar days from the official start date of the applicable Program. Refund requests may be considered where the Client determines that the Program is not suitable for them or where the Client is unable to begin participation due to personal circumstances or health-related reasons. Requests submitted after the expiration of the fourteen (14) day period will not be eligible for consideration.
6.3 Proportional Deduction for Accessed Content. If the Client has already been granted access to any Program Materials, modules, sessions, or other elements of the Services, the refundable amount may be reduced proportionally. The Company may calculate the refund amount based on the relative value or proportion of the Program Materials that have been made available to the Client. For the purposes of this Agreement, Program Materials shall be considered provided once access to such materials has been made available through the relevant platform, regardless of whether the Client has actively viewed or completed the content.
6.4 No Refund After Substantial Use of the Services. Refunds will not be granted where the Client has: completed the Program; accessed all or the majority of the Program Materials; substantially used the Services. Where the Client has obtained full access to the Program Materials, such access may be deemed equivalent to full consumption of the Services.
6.5 Non-Eligible Grounds for Refund. Refund requests will not be granted based solely on: personal beliefs, moral or religious considerations; dissatisfaction unrelated to the availability or structure of the Services; failure to achieve expected or desired results; lack of participation or engagement with the Program. The Client acknowledges that participation in the Program may produce different outcomes for different individuals and that results are not guaranteed.
6.6 Processing of Approved Refunds. If a refund request is approved, the Company will determine the method of refund. Refunds may be processed using the original payment method or another reasonable method determined by the Company. Processing times may vary depending on the payment system or financial institution involved.
6.7 Third-Party Payment Providers. Where payment has been made through third-party payment providers, installment services, or financial platforms, the processing of refunds may be subject to the policies and technical limitations of those providers. The Company shall not be responsible for delays caused by third-party financial institutions.

7. RIGHT TO REFUSE PARTICIPATION AND PROGRAM SUITABILITY

7.1 Discretion to Refuse or Limit Participation. Participation in the Services and any Program offered by the Company is subject to the Company’s reasonable discretion. The Company reserves the right to refuse participation, suspend access, or remove any Client from the Program at any time if the Company reasonably determines that continued participation may be incompatible with the nature, format, or objectives of the Program.
7.2 Program Suitability. The Client acknowledges that the Program is designed as a personal development and lifestyle coaching experience and may not be suitable for every individual. Participation requires a reasonable level of personal responsibility, emotional self-regulation, and the ability to engage constructively in a group or community environment. The Company may determine that participation is not suitable for a Client where participation may negatively affect: the Client’s own well-being; the experience of other participants; the overall integrity or environment of the Program.
7.3 Non-Therapeutic Nature of the Program. The Client acknowledges and agrees that the Services and Programs provided by the Company are not intended to provide medical, psychological, psychiatric, therapeutic, or counseling services. The Program is not a substitute for professional healthcare, psychological treatment, therapy, or other licensed professional services. Clients experiencing emotional distress, mental health challenges, or other personal difficulties are encouraged to seek appropriate assistance from qualified professionals.
7.4 Grounds for Suspension or Removal. Without limitation, the Company may refuse participation or remove a Client from the Program where the Client: engages in disruptive, abusive, manipulative, or inappropriate behavior; violates Program rules or community standards; negatively affects the experience or safety of other participants; demonstrates conduct incompatible with the intended environment of the Program; expects the Program to function as therapy, medical treatment, or psychological support.
7.5 Effect of Removal. If the Company determines that participation is no longer appropriate, the Company may suspend or terminate the Client’s access to the Services. Such action may be taken to protect the safety, integrity, and functioning of the Program environment. Any consequences regarding refunds shall be governed by the Refund Policy set forth in this Agreement.

8. INTELLECTUAL PROPERTY AND CONTENT USAGE

8.1 Ownership of Intellectual Property. All intellectual property rights in and to the Services, Programs, Program Materials, digital content, training materials, videos, presentations, documents, graphics, branding elements, trademarks, and any other materials made available through the Services (collectively, the “Content”) are owned by or licensed to the Company and are protected by applicable intellectual property laws. Nothing in this Agreement shall transfer or assign any intellectual property rights to the Client.
8.2 Limited License. Subject to compliance with this Agreement and completion of the required payment, the Company grants the Client a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Program Materials solely for personal, non-commercial purposes. The Client may not use the Content for any commercial purpose without the prior written consent of the Company.
8.3 Restrictions on Use. The Client agrees not to: reproduce, copy, distribute, publish, or transmit Program Materials; sell, sublicense, share, or otherwise transfer access to the Content; upload Program Materials to third-party platforms; publicly display, broadcast, or distribute the Content; create derivative works based on the Content. Any unauthorized use of the Content may constitute a violation of intellectual property laws.
8.4 Prohibition of Recording and Redistribution. Unless expressly permitted by the Company in writing, the Client may not: record live sessions; reproduce or distribute video sessions; copy chat discussions or community content; capture screenshots or recordings for redistribution. This restriction applies to any live sessions, community discussions, coaching interactions, or Program Materials.
8.5 Community Content. Where the Services include participation in community environments (including messaging groups, live sessions, or discussion platforms), the Client remains responsible for the content they submit. By posting messages, comments, or other materials within such environments, the Client grants the Company a non-exclusive, royalty-free license to display such content within the Program environment for the purposes of operating and facilitating the Services.
8.6 Protection of Program Integrity. The Client acknowledges that the Program Materials and Content constitute proprietary and confidential materials developed by the Company. Unauthorized reproduction, distribution, or disclosure of such materials may cause significant harm to the Company and may result in suspension of access, termination of participation, and potential legal action.

9. DISCLAIMERS AND LIMITATION OF LIABILITY

9.1 Informational and Personal Development Nature of the Services. The Services and Programs provided by the Company are intended for informational and personal development purposes only. The Services are designed as lifestyle and personal development coaching experiences and are not intended to provide medical, psychological, psychiatric, therapeutic, financial, legal, or other professional services. Participation in the Program should not be considered a substitute for professional advice or treatment provided by licensed professionals.
9.2 No Guarantee of Results. The Client acknowledges that individual results may vary and that participation in the Program does not guarantee any particular outcome. The Company makes no representations or warranties regarding specific results, personal achievements, improvements in personal circumstances, or other outcomes that may arise from participation in the Services. Any examples, testimonials, or case studies presented in connection with the Services are provided for illustrative purposes only and should not be interpreted as guarantees of future results.
9.3 Personal Responsibility. The Client acknowledges that their participation in the Services is voluntary and that the Client remains solely responsible for their own decisions, actions, and outcomes. The Company does not control or influence the Client’s personal choices and shall not be responsible for any decisions made by the Client during or after participation in the Program.
9.4 Limitation of Liability. To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to the Client’s participation in the Services. This includes, without limitation: loss of income or business opportunities; emotional distress or personal dissatisfaction; interruption of participation in the Program; reliance on information or materials provided within the Services.
9.5 Maximum Liability. To the fullest extent permitted by law, the total aggregate liability of the Company arising out of or related to this Agreement or the Services shall not exceed the total amount actually paid by the Client to the Company for the applicable Program.
9.6 Third-Party Platforms and Services. The Services may rely on third-party platforms, communication tools, or payment systems. The Company shall not be responsible for interruptions, failures, or errors caused by such third-party services.

10. GOVERNING LAW AND DISPUTE RESOLUTION

10.1 Governing Law. This Agreement and any dispute arising out of or in connection with the Services shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to conflict of law principles.
10.2 Good Faith Negotiations. In the event of any dispute, claim, or controversy arising out of or relating to this Agreement or the Services, the Parties shall first attempt to resolve the matter through good faith negotiations. Either Party may initiate such negotiations by providing written notice describing the nature of the dispute.
10.3 Arbitration. If the dispute cannot be resolved through negotiations within thirty (30) days from the date of the written notice, the dispute shall be finally resolved by arbitration. The arbitration shall be conducted in accordance with internationally recognized arbitration rules applicable at the time the arbitration is initiated. The seat of arbitration shall be the United Arab Emirates. The language of the arbitration shall be English. The decision of the arbitrator shall be final and binding upon the Parties.
10.4 Arbitration Procedure. The arbitration shall be conducted by a single arbitrator unless the applicable arbitration rules require otherwise. The arbitrator shall have the authority to grant any relief permitted under applicable law. Each Party shall bear its own legal costs unless otherwise determined by the arbitrator.
10.5 Exceptions. Notwithstanding the foregoing, the Company may seek injunctive or equitable relief before a competent court to protect its intellectual property rights, confidential information, or other proprietary interests.

11. MISCELLANEOUS

11.1 Entire Agreement. This Agreement constitutes the entire agreement between the Company and the Client regarding the Services and supersedes all prior or contemporaneous agreements, communications, or understandings, whether written or oral, relating to the subject matter hereof. Any additional program descriptions, schedules, or supplementary terms referenced in connection with specific Programs shall form part of this Agreement.
11.2 Amendments and Updates. The Company reserves the right to modify, update, or amend this Agreement from time to time. Updated versions of the Agreement may be published on the Company’s website or platform. Continued access to or use of the Services after such updates constitutes acceptance of the revised terms. Where required by applicable law, the Company may provide notice of material changes.
11.3 Severability. If any provision of this Agreement is found to be invalid, illegal, or unenforceable under applicable law, such provision shall be deemed modified to the minimum extent necessary to make it enforceable. If such modification is not possible, the provision shall be deemed severed from this Agreement, and the remaining provisions shall remain in full force and effect.
11.4 No Waiver. Failure by the Company to enforce any provision of this Agreement shall not constitute a waiver of that provision or of any other rights under this Agreement. Any waiver must be expressly made in writing by the Company.
11.5 Assignment. The Client may not assign or transfer any rights or obligations under this Agreement without the prior written consent of the Company. The Company may assign or transfer this Agreement to affiliated entities, successors, or in connection with a business reorganization, merger, or sale of assets.
11.6 Electronic Agreement. This Agreement constitutes a legally binding electronic contract. The Client agrees that acceptance of this Agreement may occur through electronic means, including but not limited to: clicking an acceptance checkbox; completing a registration process; making a payment for the Services; accessing or using the Services. Such actions constitute the Client’s legally valid acceptance of this Agreement.
11.7 Schedules and Exhibits. Any schedules, exhibits, program descriptions, pricing tables, or supplementary documents referenced in this Agreement (including but not limited to Program Schedules or service descriptions) shall form an integral and legally binding part of this Agreement. In the event of any inconsistency between the provisions of this Agreement and the provisions of a specific Program Schedule, the provisions of the relevant Program Schedule shall prevail with respect to that specific Program.

Contact Details
SOFIA KRALOW L.L.C – FZ
Meydan Grandstand, 6th Floor, Meydan Road, Nad Al Sheba, Dubai, United Arab Emirates
Email: info@sofiakralow.com

SCHEDULE 1 

PlayGirl Program

1.  INTRODUCTION TO THE PLAYGIRL PROGRAM
The PlayGirl Program is a personal development and lifestyle coaching program designed to support participants in exploring themes related to feminine identity, personal confidence, self-expression, emotional awareness, and relationship dynamics.

The Program is delivered in a digital format and may include a combination of mentorship interactions, group discussions, guided exercises, and access to digital materials provided through online platforms and community spaces.

The purpose of the Program is to provide participants with informational content, reflective practices, and coaching-oriented discussions that support personal insight and self-development.

The Program is intended solely for personal development purposes and does not constitute psychological therapy, medical treatment, counseling services, or any form of regulated professional services.

Participation in the Program is voluntary, and participants are encouraged to engage with the Program content in a manner consistent with their personal values, circumstances, and applicable laws.

2. PROGRAM FORMAT AND DELIVERY

2.1 General Program Format. The PlayGirl Program is delivered primarily in a digital format and may include a combination of recorded materials, live online sessions, guided exercises, and mentorship-based interactions designed to support participants in engaging with the Program content. Program elements may include, without limitation, digital materials, group discussions, implementation tasks, community participation, and mentorship interactions within the Program environment.
2.2 Platforms and Communication Channels. The Program may be delivered through digital platforms and communication channels selected by the Company from time to time. Such platforms may include, without limitation: private online learning platforms or digital environments; Telegram channels and community chats; video conferencing platforms such as Zoom or similar tools; email communications; messaging platforms or other digital communication tools. The Company reserves the right to modify, replace, or update the platforms used for Program delivery where reasonably necessary.
2.3 Access to Program Materials. Access to Program materials may be provided progressively, including through scheduled module releases, staged access to content, or other structured delivery formats determined by the Company. Certain Program elements may become available only after completion of earlier modules or upon fulfillment of applicable participation conditions. The structure, schedule, and sequence of Program elements may vary between program cohorts and may be modified by the Company from time to time for operational, educational, or program development purposes.

3. PROGRAM PACKAGES

3.1 Let’s Play Package. The Let’s Play package provides participants with access to the core elements of the PlayGirl Program. The Let’s Play package may include, without limitation: access to selected Program modules and digital materials; participation in the general Program community; guided practices, exercises, and implementation tasks; participation in group discussions and selected live sessions; interaction with mentors within the Program environment; access to Program-related communications and updates. The specific elements available within the Let’s Play package may vary depending on the Program cohort and Program structure.
3.2 PlayGirl Era Package. The PlayGirl Era package includes all elements available in the Let’s Play package and may additionally include expanded participation opportunities within the Program. The PlayGirl Era package may include, without limitation: extended access to Program materials or modules; participation in additional group sessions or discussions; enhanced interaction opportunities with mentors; participation in dedicated community spaces; additional Program-related activities or guided sessions. The scope and structure of these elements may vary depending on the Program cohort and Program format.
3.3 VIP Package. The VIP package represents the most comprehensive participation option available within the PlayGirl Program. The VIP package includes all elements available in the PlayGirl Era package and may additionally include: participation in VIP group coaching sessions; access to exclusive Program sessions or activities; expanded mentorship-based interaction opportunities; participation in premium community spaces; access to selected Program events or special sessions where applicable. The availability, format, and scope of VIP elements may vary depending on the Program cohort and Program structure.
3.4 Curator Support Upgrade (Upsell Option). In addition to the standard Program packages, participants may have the option to purchase an additional support feature that includes curator or mentor assistance during the Program. Such support may include additional guidance, feedback on participant progress, communication with a designated curator or mentor, and general support related to participation in the Program. The availability, structure, scope, and pricing of such additional support options may be presented on the Program purchase page, website, or relevant platform used for Program enrollment.
The Company may from time to time introduce additional participation options, upgrades, or supplementary services associated with the Program.

4. PROGRAM ACCESS AND DURATION

4.1 Access to the Program. Participants enrolled in the PlayGirl Program will receive access to the Program environment and Program materials through digital platforms designated by the Company. Such access may include entry to online learning platforms, community spaces, communication channels, and other Program-related environments used for the delivery of Program elements. The Company may determine the technical format, structure, and method through which Program materials and activities are made available to participants.
4.2 Staged Access to Program Materials. Access to Program materials may be provided progressively. Certain modules, sessions, or Program elements may become available according to the Program schedule, cohort structure, or other delivery format established by the Company. Participants acknowledge that the Program may be structured in a staged format, including sequential module releases or scheduled learning phases. Some Program elements may only become accessible after completion of earlier modules or participation in earlier Program activities.
4.3 Duration of Access. Unless otherwise specified by the Company, participants will receive access to the PlayGirl Program materials and Program platform for a period of six (6) months from the official start date of the relevant Program cohort or from the date access is first granted. Following the expiration of this access period, access to Program materials, digital platforms, community spaces, and related Program environments may be limited, suspended, or terminated at the discretion of the Company. The Company does not guarantee indefinite or lifetime access to Program materials unless explicitly stated otherwise.
4.4 Access Depending on Payment Status. Access to certain Program elements may depend on the participant’s payment status. Where a participant enrolls in the Program through an installment payment plan, access to certain modules, sessions, or Program elements may be limited until the relevant payment obligations are fulfilled. The Company reserves the right to restrict, suspend, or delay access to Program materials or Program environments in the event of delayed, incomplete, or failed payments.
4.5 Community and Program Environment Access. Participants may be granted access to Program community environments for the purpose of interaction with mentors and other participants. Such environments may include online communities, group chats, discussion channels, or other digital communication spaces associated with the Program. Access to such environments is granted solely for participation in the Program and may be limited, suspended, or revoked by the Company where necessary to maintain the integrity, safety, or functioning of the Program environment.
4.6 Program Modifications. The Company reserves the right to modify the structure, timing, format, delivery method, or content of Program elements where reasonably necessary for operational, educational, or program development purposes. Such modifications may include adjustments to Program schedules, session formats, or access structures.

5. LIVE SESSIONS, MENTORSHIP AND PROGRAM ACTIVITIES

5.1 Live Sessions. The Program may include live online sessions designed to support participant engagement, discussion of Program topics, and general interaction within the Program environment. Such sessions may include group discussions, Q&A sessions, guided practices, or other interactive Program elements. The scheduling, format, duration, and frequency of live sessions may vary depending on the Program cohort and Program structure.
5.2 Mentorship Interaction. Participants may have opportunities to interact with mentors, facilitators, or Program representatives during the course of the Program. Such interactions may take place through live sessions, community environments, written responses, group discussions, or other communication channels designated by the Company. Mentor interaction may vary between Program cohorts and may depend on the selected Program package. Mentor interaction may include group-based guidance as well as, where applicable, individual communication or one-to-one guidance with mentors or program representatives depending on the selected Program package or additional support options.
5.3 Program Events and Additional Activities. The Program may include additional activities such as special sessions, workshops, community events, online retreats, or other Program-related experiences. Participation in such activities may depend on the selected Program package, Program schedule, or other factors determined by the Company.
5.4 Changes to Sessions and Activities. The Company reserves the right to modify, reschedule, replace, or cancel live sessions, Program events, or other Program activities where reasonably necessary due to operational, scheduling, or technical considerations. Where reasonably possible, the Company may provide alternative sessions, recordings, or other forms of access to Program content.
5.5 Mentors and Facilitators. Mentors, facilitators, or speakers participating in the Program may change from time to time. The Company reserves the right to replace or substitute mentors, facilitators, or speakers as necessary without this constituting a material change to the Program.

6. PROGRAM ADJUSTMENTS AND UPDATES

6.1 Program Development. The Company continuously develops and improves its Programs. As part of this process, the structure, sequence, format, or content of Program elements may be updated or adjusted from time to time. Such adjustments may include modifications to Program modules, learning materials, exercises, session formats, or other Program components.
6.2 Changes to Program Structure. The Company reserves the right to modify the structure, organization, or delivery format of the Program where reasonably necessary for operational, educational, or program development purposes. This may include, without limitation: updating or replacing Program materials; adjusting the sequence of modules; modifying Program activities or exercises; introducing new Program elements; removing or replacing certain Program components. Such modifications shall not constitute a material breach of this Agreement.
6.3 Updates to Program Content. Program content may evolve over time as the Company updates methodologies, materials, practices, or teaching approaches. Participants acknowledge that the Program may change between cohorts and that Program materials may be updated during the course of the Program.
6.4 Program Availability. Certain Program elements may be offered only during specific Program cohorts, Program cycles, or live Program periods. The availability of certain activities, sessions, or Program elements may therefore vary depending on timing, Program format, or operational considerations.

7. RELATIONSHIP WITH THE AGREEMENT

This Schedule forms an integral part of the Agreement and should be read together with the Terms of Service. In the event of any inconsistency between the provisions of this Schedule and the provisions of the Agreement, the provisions of the Agreement shall prevail unless expressly stated otherwise. The Company reserves the right to update this Schedule from time to time in accordance with the provisions of the Agreement.

SCHEDULE 2

Sex.Money.Magic Program

1. INTRODUCTION TO THE PROGRAM

The Sex.Money.Magic Program is a thematic personal development and lifestyle coaching experience designed to explore topics related to feminine identity, personal confidence, relationships, personal magnetism, and self-expression.

The Program is designed as a focused and immersive experience intended to support participants in exploring personal development themes through guided sessions, reflective exercises, and community interaction.

The Program is offered as a standalone experience and may be delivered independently from the PlayGirl Program or as part of the broader ecosystem of Programs offered by the Company.

2. PROGRAM FORMAT AND DELIVERY

2.1 General Program Format. The Sex.Money.Magic Program is delivered primarily in a digital format and may include a combination of live online sessions, guided exercises, group discussions, and digital materials designed to support participants in exploring themes related to personal confidence, feminine identity, relationships, and personal expression. Program elements may include, without limitation, digital materials, group sessions, guided practices, reflective exercises, community participation, and mentorship-based interactions within the Program environment.
2.2 Platforms and Communication Channels. The Program may be delivered through digital platforms and communication channels selected by the Company from time to time. Such platforms may include, without limitation: private online learning platforms or digital environments; Telegram channels and community chats; video conferencing platforms such as Zoom or similar tools; email communications; messaging platforms or other digital communication tools. The Company reserves the right to modify, replace, or update the platforms used for Program delivery where reasonably necessary.
2.3 Access to Program Materials. Access to Program materials may be provided progressively, including through scheduled session releases, staged access to Program content, or other structured delivery formats determined by the Company. Certain Program elements may become available only during specific Program sessions or within the active Program period. The structure, schedule, and sequence of Program elements may vary between Program cohorts and may be modified by the Company from time to time for operational, educational, or program development purposes.

3. PROGRAM ACCESS AND DURATION

3.1 Access to the Program. Participants enrolled in the Sex.Money.Magic Program will receive access to the Program environment and Program materials through digital platforms designated by the Company. Such access may include entry to online platforms, communication channels, community spaces, and other digital environments used for the delivery of Program elements.
3.2 Duration of Access. Access to the Program and related materials may be provided for the duration of the specific Program cycle or for a limited period determined by the Company. Certain Program materials, sessions, or activities may only be available during the active Program period. The Company does not guarantee indefinite or lifetime access to Program materials unless expressly stated otherwise.
3.3 Access Conditions. Access to certain Program elements may depend on the participant’s enrollment status, participation in scheduled sessions, or fulfillment of applicable Program requirements. The Company reserves the right to restrict, suspend, or terminate access to Program environments where reasonably necessary for operational, organizational, or community management purposes.

4. LIVE SESSIONS, PROGRAM ACTIVITIES AND COMMUNITY ENVIRONMENT

4.1 Live Online Sessions. The Program may include live online sessions intended to support participant engagement with the themes and topics explored within the Program. Such sessions may include, without limitation: guided discussions led by the Company or its representatives; group interaction and participant discussions; live workshops or thematic sessions; question-and-answer sessions; guided reflection or practical exercises; other interactive experiences designed to facilitate engagement with Program topics. The number, frequency, duration, and format of such sessions may vary depending on the Program cycle, Program cohort, and operational considerations. Participation in live sessions may be subject to scheduling determined by the Company. The Company does not guarantee that all participants will attend or participate in every live session.
4.2 Program Activities and Exercises. The Program may include a variety of activities intended to support participants in engaging with the themes explored within the Program. Such activities may include, without limitation: reflective exercises; guided self-development practices; thematic assignments or implementation tasks; group discussions and sharing sessions; experiential exercises designed to support personal exploration of Program themes. Participation in such activities is voluntary and participants remain fully responsible for how they interpret, apply, or engage with Program materials and practices. The Company does not guarantee any specific personal, relational, emotional, or financial outcomes resulting from participation in the Program.
4.3 Program Community Environment. Participants may be invited to join Program-related community environments designed to facilitate discussion, communication, and interaction among participants. Such community environments may include, without limitation: private Telegram channels; community group chats; online discussion environments; other digital communication spaces designated by the Company. These environments are intended to support participant interaction and community engagement. The Company may establish community guidelines or participation rules governing behavior within such environments. The Company reserves the right to moderate community spaces and to remove content or restrict participation where reasonably necessary to maintain a respectful and functional community environment.
4.4 Optional Participation. Participation in live sessions, community discussions, exercises, or Program activities is voluntary. The level of engagement with Program materials, exercises, or community spaces may vary between participants. Participants acknowledge that the Program is designed as a personal development experience and that individual experiences and results may differ.

5. EMOTIONAL AND PSYCHOLOGICAL RESPONSIBILITY DISCLAIMER

5.1 Personal Development Nature of the Program. The Program is designed as a personal development and lifestyle coaching experience intended to explore themes related to personal identity, relationships, confidence, and self-expression. The Program is not intended to provide psychological therapy, psychotherapy, counseling, medical treatment, or any form of licensed mental health services. Participation in the Program does not create any therapist-client, counselor-client, or medical professional relationship between the participant and the Company or its representatives.
5.2 Participant Responsibility. Participants acknowledge that they are solely responsible for their own emotional, psychological, and personal well-being during and after participation in the Program. Participants are responsible for determining whether participation in the Program is appropriate for their personal circumstances. The Company does not monitor or assess the psychological or emotional condition of participants.
5.3 Not a Substitute for Professional Support. The Program is not a substitute for psychological, psychiatric, medical, or therapeutic care. Participants who are experiencing psychological distress, emotional crisis, trauma-related challenges, mental health conditions, or other personal difficulties are encouraged to seek support from appropriately licensed professionals. The Company does not provide crisis support, therapeutic services, or mental health treatment.
5.4 Personal Boundaries and Self-Regulation. Participants acknowledge that certain Program topics may involve discussions related to personal identity, relationships, or emotional experiences. Participants are responsible for maintaining their own personal boundaries and for choosing the extent to which they engage with Program discussions, exercises, or activities. Participation in any exercise, reflection, or discussion within the Program is voluntary.

6. SENSITIVE TOPICS AND PARTICIPANT RESPONSIBILITY

6.1 Nature of Program Topics. Participants acknowledge that the Program may involve discussions, reflections, and exercises related to personal identity, relationships, emotional experiences, self-expression, and other personal development topics. Certain Program themes may be personal, sensitive, or emotionally engaging in nature. Participants understand that the Program is designed as a personal development experience and not as a form of therapy, psychological treatment, or professional counseling.
6.2 Voluntary Participation. Participants acknowledge that their participation in discussions, exercises, or community interactions within the Program is entirely voluntary. Participants are free to determine their own level of engagement with Program materials, discussions, exercises, or group interactions. Participants may choose not to participate in any specific activity or discussion where they feel uncomfortable.
6.3 Personal Responsibility. Participants acknowledge that they are solely responsible for their own emotional, psychological, and personal well-being during participation in the Program. The Company does not monitor or evaluate the emotional or psychological condition of participants and does not provide therapeutic or psychological services. Participants remain responsible for determining whether participation in the Program is appropriate for their individual circumstances.
6.4 No Guaranteed Outcomes. Participants acknowledge that the Program is intended as a personal development and lifestyle coaching experience. The Company does not guarantee any specific personal, relational, emotional, or financial outcomes resulting from participation in the Program. Individual experiences and results may vary significantly between participants.

7. RELATIONSHIP WITH THE AGREEMENT

This Schedule forms an integral part of the Agreement and shall be interpreted together with the Terms of Service. In the event of any inconsistency between the provisions of this Schedule and the provisions of the Agreement, the provisions of the Agreement shall prevail unless expressly stated otherwise. The Company reserves the right to update or modify this Schedule from time to time where reasonably necessary for operational, program-related, or organizational purposes. Any such updates shall not materially alter the fundamental nature of the Program.